USSD Payment system and Its Working!


Using of above mentioned type of payment systems one thing is common, that is availability of internet. It becomes the major concern as most of areas in India do not have internet facility or signals are not strong there. To overcome this issue Indian Government has launch the USSD payment system with help of telecom companies.

We all know how to check balance in our mobile for example vodadone user type *141# to check the balance. This same system is made for payment system too.

Working of USSD payment system

USSD option is available to number which is registered into bank. To use USSD system you need to type *99# into your phone dialler just like you did for *141#. You will prompt to input short name of your bank which is nothing but initial 4 letters of your banks IFSC code. If will give you the below mention option is available for PNB bank

1 account balance
2 mini stmt
3 send money using MMID
4 send Money using IFSC  (List of IFSC code of all banks)
6 Show MMID

To Check the balance please enter 1 and press send. Your account balance will be on your screen.

Working of USSD payment video

USSD is the most efficient and excellent way of handling account as it doesn’t attract any kind of charges in any terms like Message or Internet.

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